We have mortgages that that can help the specific needs of the first time buyer, all offered by the major UK lenders.
95 - 125% value mortgages are available.

The choice of pay back schemes is varied and includes fixed or capped rate mortgages, discounts, tracker and variable rate mortgages.

100% Mortgages
No deposit - no problem! 100% mortgages are available to first time buyers subject to proof of income, and employment status.

125% Mortgages
Helping to cover all those costly extras, such as legal fees, stamp duty, repairs and decorating, etc. Or you could use the extra cash to pay off any outstanding loans reducing your monthly outgoings.

Multiple Applicants
Not all Lenders will consider unmarried or multiple applicants for a mortgage, we can find a Lender that is suitable for you. We can also advise you on the implications of joint mortgages to prevent difficulties in the future when you decide to sell or move.

Securing a decision on your mortgage
We can get your mortgage agreed in principle before you pay for any valuation, or even before you find a house you want to buy.

In short, many first time buyers are uncertain if they can obtain a mortgage, what the costs involved will be and what the implications of home ownership can be. This is where we can help by providing full and clear information.

For a quick quote, call 023 8066 8778 or use our quick quote form