For all sorts of reasons some people find it hard to get a mortgage. Perhaps they are self employed and don't as yet have suitable records of income, or maybe they have had a spell of financial hardship. We can help.

Self Certification
If providing details of your income is difficult, for example if you are self-employed or most of your income is dependent on working overtime, then a self certification mortgage is the one for you. Amounts of up to 90% of the property value can be agreed.

Adverse Credit Mortgage
In the face of adverse credit, many people assume that high street lenders will not consider them. In fact, this is not always the case - many lenders will offer favourable products even when previous payment problems have occurred. If you have inherited a bankruptcy, IVA, or CCJ you will need to discuss it with us.